ANALISIS KINERJA KEUANGAN BANK SYARIAH INDONESIA (BSI) SEBELUM DAN SESUDAH ADANYA MERGER

Nabilla Sherly P. Pazla; Baginda Parsalian; Yuwarman Mansur; Amsah Hendri Doni

doi:10.36989/didaktik.v11i03.8406

Nabilla Sherly P. Pazla Fakultas Ekonomi Dan Bisnis Syariah UIN Syech M. Djamil Djambek
Baginda Parsalian Fakultas Ekonomi Dan Bisnis Syariah UIN Syech M. Djamil Djambek
Yuwarman Mansur Fakultas Ekonomi Dan Bisnis Syariah UIN Syech M. Djamil Djambek
Amsah Hendri Doni Fakultas Ekonomi Dan Bisnis Syariah UIN Syech M. Djamil Djambek

DOI: https://doi.org/10.36989/didaktik.v11i03.8406

Keywords: : Return On Asset, Return On Equity, Total Asset Turn Over, Net Profit Margin, Financial Performance

Abstract

The purpose of this research is to compare and contrast the pre- and post-merger financial results of Bank Syariah Indonesia (BSI). Methodologically, this study was descriptive quantitative in nature. This study use Du Pont analysis as its analytical method. The study found that return on assets (ROA) changed both before and after the merger. Earnings per share (ROS) shift before and after a merger. After the merger, Total Asset Turnover (TATO) is the same as it was before. Net Profit Margin (NPM) changes between pre- and post-merger periods. A portion of the merger's goals have been met, according to the study's findings. As a result, BSI's financial performance increases across the board, including ROA, ROE, and NPM. Another thing that stays the same before and during the merger is the TATO ratio of the Bank Syariah Indonesia entity.

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